Saturday, January 18, 2014

[Recent Buy] Bank of China Ltd 3988.HK

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I recently added two positions of Bank of China Ltd. listed in Hong Kong stock exchange (ticker symbol 3988.HK). This stock can be bought in lots, so you can buy stocks in multiples of 1000s. Friday closing price was HKD 3.39. Though I first purchased it at 3.57 and then last week at 3.42, owning two lots now.

Currently trading at a 5-year lowest price-earnings ratio, this market leader (Market Cap 900 billion HKD) is available at a discount and a bank to consider investing in if you want to be part of the china story. It is also a dividend payer with a yield of 6.54% and a 5-year dividend growth rate of 12.79%, bringing the Chowder number to 19. With payout ratio of mere 30%, and price-to-cashflow of 4.17, there is easily room for this to grow over the coming years. It has exhibited very strong growth over the past 5 years with Sales growing 14.10% and EPS growing at 17.87%! ROE is at 18.50% as well. Further, the dividends could increase if CNY continues to appreciate.


All the financials are looking rock solid for the bank while it is attractively valued with a lot of upside. I bought two lots as I wanted to add exposure to financial sector (I did not own any financial stocks till now). This gives me geographical diversification as well.

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